Health insurance. Personal guidance.
Find your next
coverage option.
Choose your coverage. Compare plans, make an appointment, or call for help.
What coverage do you need?
Start with your situation
What brings you here today?
You do not need to know all the Medicare terms. Choose the situation that sounds like you.
Turning 65 soon
Understand where to start—and what to do about a younger spouse’s coverage.
Your first steps →02My plan is ending
Received a letter? Understand what it means and the next steps to check.
Help with your letter →03Review my current plan
See what has changed and whether your coverage still fits.
Plan your annual review →04I have VA benefits
Make sense of Medicare alongside your existing VA health care.
Explore VA & Medicare →05Retiring after 65
Prepare for the transition from employer coverage to Medicare.
Your retirement checklist →06Individual & Family coverage
Explore Marketplace insurance for yourself or your family.
Explore Individual & Family →Insurance companies we represent
Health Plan Assistants is your insurance agency. We help you explore coverage offered by these insurance companies.
Available companies and plans vary by location and coverage type.
Your Medicare Clarity Review
A conversation.
A clearer next step.
Bring your questions. We will help you organize what matters and understand the coverage choices available through us.
Find a licensed insurance agent or phone helpTell us what matters to you.
Your doctors, prescriptions, budget, and questions are the starting point.
Understand your options.
Talk through the costs and coverage details that matter in your situation.
Leave with clearer next steps.
Decide what to do next. A review does not mean you have to change plans.
Help that fits how you live
Prefer to talk?
We understand.
Call with a question or find an in-person licensed insurance agent in a community we serve. You can also read the guides at your own pace.
Where an in-person licensed insurance agent is not available, start with our educational resources and phone line.
Find help near meBefore your conversation
A little preparation helps.
Gather your questions, a list of doctors and prescriptions, and any insurance notice you received.
Open the appointment checklistRead or print it. No email address needed.
A few questions you may have
Do I have to change my plan?
No. The purpose of a review is to understand your options. You decide whether to take any next step.
Can I get help if I am under 65?
Yes. Our Marketplace page is a starting point for individual and family coverage. Some people also qualify for Medicare before 65; age alone does not determine the right path.
Can I meet someone in person?
Use Find a licensed insurance agent to see the local options on this website. In areas without an in-person licensed insurance agent, phone help and educational guides remain available.
How much does a consultation cost?
There is no charge for the consultation. Insurance premiums and other plan costs are separate. There is no obligation to enroll.